Foreign National Investor Financing.

No U.S. credit, no SSN, no problem. Financing built for non-resident investors.

Who this is for

Perfect for

Non-U.S. citizens & residents
ITIN borrowers
Offshore entities buying U.S. real estate

Available programs

Structures we cover

DSCR (purchase & refi)Fix & FlipBridge

Typical Terms

The numbers, on one page.

Indicative ranges. Final terms depend on the deal, the sponsor, and the structure.

LTV

Up to 70%

Docs

Passport, intl. credit accepted

Reserves

6–12 months

Real Problems · Creative Solutions

The reasons deals get declined — and how we solve them.

Common Problems

No U.S. credit history
No SSN / ITIN only
Offshore income & banking

Creative Solutions

Qualify off property cash flow (DSCR)
International bank statements accepted
Close in entity name

A simplified decision path

Case Studies

What it looks like in practice.

Fix & Flip · Credit Workaround

Closed in 12 days despite a 640 FICO.

Purchase

$200,000

Rehab

$100,000

ARV

$450,000

12 days

Fix & Flip · No Appraisal

Skipped the appraisal, closed in 3 days.

Purchase

$600,000

3 days

Leverage

88% LTC

Saved

21-day delay

Fix & Flip · No Credit Check

Funded an asset-based deal with zero credit pull.

Equity gain

$250,000

Credit pull

None

Term

12 months

Exit

Refi + hold

FAQ

Questions investors ask.

Related Programs

Other ways to structure.

No Credit Check Loans

Asset-based underwriting. No credit pull.

No Appraisal Loans

Close in days. Skip the appraisal queue.

100% Financing

Acquisition + rehab fully financed on qualifying deals.

Run your foreign national loans scenario by us.

One business day to a structured path.