Cross Collateral Financing.

Pledge equity across multiple assets to increase leverage, eliminate down payment, or move faster.

Who this is for

Perfect for

Portfolio investors
Owners of free-and-clear assets
Sponsors with trapped equity

Available programs

Structures we cover

AcquisitionRefiBridgeConstruction

Typical Terms

The numbers, on one page.

Indicative ranges. Final terms depend on the deal, the sponsor, and the structure.

Structure

Lien across 2+ assets

Combined LTV

Up to 75%

Real Problems · Creative Solutions

The reasons deals get declined — and how we solve them.

Common Problems

Down payment short
Equity trapped in non-cash-flowing assets

Creative Solutions

Blanket lien to release cash for new deal
Substitute collateral as portfolio evolves

A simplified decision path

Case Studies

What it looks like in practice.

Fix & Flip · Credit Workaround

Closed in 12 days despite a 640 FICO.

Purchase

$200,000

Rehab

$100,000

ARV

$450,000

12 days

Fix & Flip · No Appraisal

Skipped the appraisal, closed in 3 days.

Purchase

$600,000

3 days

Leverage

88% LTC

Saved

21-day delay

Fix & Flip · No Credit Check

Funded an asset-based deal with zero credit pull.

Equity gain

$250,000

Credit pull

None

Term

12 months

Exit

Refi + hold

FAQ

Questions investors ask.

Related Programs

Other ways to structure.

No Credit Check Loans

Asset-based underwriting. No credit pull.

No Appraisal Loans

Close in days. Skip the appraisal queue.

100% Financing

Acquisition + rehab fully financed on qualifying deals.

Run your cross collateral loans scenario by us.

One business day to a structured path.