← Specialty: Cash-Out On Land
Cash-Out Refinance On Vacant Land.
Most banks treat land as un-financeable. We treat it as collateral.
Who this is for
Perfect for
- Land owners with equity
- Builders banking lots
- Investors funding next acquisition
Available programs
Structures we cover
Cash-Out Refi on Raw, Entitled, or Shovel-Ready Land
Typical Terms
The numbers, on one page.
Indicative ranges. Final terms depend on the deal, the sponsor, and the structure.
Real Problems · Creative Solutions
The reasons deals get declined — and how we solve them.
Common Problems
- Free-and-clear land producing no return
- Need liquidity for next deal
- Conventional lenders won't touch raw land
Creative Solutions
- Asset-based cash-out, no income docs
- Roll into construction loan when ready
- Interest reserves available
A simplified decision path
Case Studies
What it looks like in practice.
Fix & Flip · Credit Workaround
Closed in 12 days despite a 640 FICO.
Purchase
$200,000
Rehab
$100,000
ARV
$450,000
Close
12 days
Fix & Flip · No Appraisal
Skipped the appraisal, closed in 3 days.
Purchase
$600,000
Close
3 days
Leverage
88% LTC
Saved
21-day delay
Fix & Flip · No Credit Check
Funded an asset-based deal with zero credit pull.
Equity gain
$250,000
Credit pull
None
Term
12 months
Exit
Refi + hold
FAQ
Questions investors ask.
Run your cash out on vacant land scenario by us.
One business day to a structured path.