Bridge To DSCR — One Capital Relationship.

Close on a bridge today, stabilize, then refinance into a 30-year DSCR loan — all underwritten upfront.

Who this is for

Perfect for

BRRRR investors
Value-add buy-and-hold
Recent-rehab refi candidates

Available programs

Structures we cover

BridgeDSCR Refinance

Typical Terms

The numbers, on one page.

Indicative ranges. Final terms depend on the deal, the sponsor, and the structure.

Bridge term

6–18 months

DSCR take-out

30-year fixed

Pre-approval

Both loans underwritten upfront

Real Problems · Creative Solutions

The reasons deals get declined — and how we solve them.

Common Problems

Seasoning requirements
Property won't qualify as-is
Two-lender complexity

Creative Solutions

One pre-approval covers both loans
Seasoning structured into the program
No second appraisal at take-out where eligible

A simplified decision path

Case Studies

What it looks like in practice.

Fix & Flip · Credit Workaround

Closed in 12 days despite a 640 FICO.

Purchase

$200,000

Rehab

$100,000

ARV

$450,000

12 days

Fix & Flip · No Appraisal

Skipped the appraisal, closed in 3 days.

Purchase

$600,000

3 days

Leverage

88% LTC

Saved

21-day delay

Fix & Flip · No Credit Check

Funded an asset-based deal with zero credit pull.

Equity gain

$250,000

Credit pull

None

Term

12 months

Exit

Refi + hold

FAQ

Questions investors ask.

Related Programs

Other ways to structure.

No Credit Check Loans

Asset-based underwriting. No credit pull.

No Appraisal Loans

Close in days. Skip the appraisal queue.

100% Financing

Acquisition + rehab fully financed on qualifying deals.

Run your bridge to dscr scenario by us.

One business day to a structured path.